Terms of Use
Effective Date: May 27, 2025

These Terms of Use govern your access to and use of the Crystel Insurance website. By using our website, you agree to be bound by these terms.

1. Use of Website
   You agree to use this website only for lawful purposes and in compliance with these Terms. You shall not:

• Use the website in violation of any applicable laws
• Interfere with or disrupt the website’s operation
• Transmit viruses, malware, or harmful code
• Attempt unauthorized access to restricted areas of the site

2. Intellectual Property
   All content on this website—including text, images, logos, software, and design—is owned by Crystel Insurance or its licensors and protected by copyright and trademark laws. Unauthorized use is prohibited.
3. Third-Party Content
   Our site may contain links or content from third parties. We do not endorse or accept responsibility for third-party content or services.
4. User Information
   By submitting personal or policy information, you confirm it is accurate and truthful. You are responsible for keeping your account credentials confidential (if applicable).
5. Modifications
   We reserve the right to modify or discontinue the website, or any part of it, at any time without notice. We may also update these Terms at any time.
6. Limitation of Liability
   Crystel Insurance is not liable for any damages resulting from your use or inability to use the website, including data loss, service interruptions, or system failures.
7. Governing Law
   These Terms are governed by the laws of the State of [Insert State], United States. Any disputes will be resolved in courts located within this jurisdiction.
8. Contact
   Email: info@crystelinsurance.com
   Phone: (888) 357-2176